Working as a Rideshare Driver in Illinois? Why You Need Rideshare Insurance

by | Jan 9, 2023 | Insurance

Rideshare gigs are a great way to make more money, whether you do it full-time or as a side hustle. However, with the growing amount of violence against rideshare drivers, it’s important that you make sure you are fully and properly insured. Rideshare insurance in Rockford, IL, can help, and there are valid reasons why you should buy it.

Your Passengers Need to Be Covered as Part of a Business

Standard car insurance covers passengers, that is true, but when your car is acting as a business, you need a different type of coverage. In this case, your car is considered a commercial vehicle, and anyone riding in it needs to be covered as such. Otherwise, injury to your passengers in an accident may not be covered, and that could end up costing you tens of thousands of dollars.

If Passengers Assault You, You Need Insurance to Cover Your Business and Your Medical Bills

It’s a wild world out there, and sometimes when people jump in your car and begin attacking you, they turn around to sue you for assault. Rather than suffer the injuries and insult that follows, get business insurance to cover your vehicle and prevent lawsuits by passengers. Then get medical insurance on your vehicle to cover you and innocent passengers or bystanders.

While the initial cost might be daunting, the cost of an accident or assault while driving as a rideshare driver is worse. Rideshare insurance in Rockford is affordable, and you can get it by visiting Insured ASAP Insurance Agency (Auto, SR22, Business) website.

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